Light Haulage Insurance
ISIS’ insurance team is here to help you find the insurance you need.
What is light haulage insurance?
Light haulage insurance is a type of insurance specifically designed for individuals or businesses who carry goods on behalf of customers. Typically someone will operate a smaller vehicle – using either a 3.5 or 7.5 tonne vehicle – and operates on a limited delivery basis. Examples could be where the operator has a contract delivering goods to a single location every day.
The key consideration for insurers is the limited number of drops per day as opposed to a courier who may make numerous drops every day.
Cover can be flexible and normally extends beyond basic third party fire and theft cover to comprehensive. Arranging comprehensive insurance means that your vehicle is protected against accidental damage in the event of an incident occurring. For most individuals or businesses operating a light haulage vehicle this is vital as it ensures the vehicle is back on the road as soon as possible.
In addition to vehicle insurance, you will need to consider for the goods being carried in your vehicle. This can be arranged under a goods in transit insurance policy whch will provide cover should your customers goods be damaged or stolen.
Also, you should consider arranging public liability insurance which will provide protection from claims made by members of the public or businesses where you may be delivering.
Of course if you have drivers working for you, even on a casual basis, you are required by law to arrange employers’ liability insurance.
There are many providers who offer this type of insurance cover, but finding the one that is right for your individual business needs can be difficult and time consuming.
We have access to a number of different schemes from many of the UK’s leading insurers and will take the time to understand your individual needs, then recommend a product that suits your individual requirements.
“We have used ISIS for all our business insurance needs for the past year including renewal this year and highly recommend them. We have always found them helpful, knowledgeable and efficient. We are always confident that they have achieved the best price and cover for our business needs”
Are you a courier or a haulier?
We really could write pages around this question but insurers tend to view a light haulier as a business or individual who makes a small number of regular drops per day (e.g a regular contract to one or two regular destinations each day) whereas a courier may make upwards of 20 deliveries each day to different addresses. Of course each individuals’ circumstances are different but it is vital that you make sure that when you arrange your insurance the insurer understands how your business operates to avoid problems when a claim occurs.
Additional policies available
We can arrange a policy to your suit your exact requirements, but common additional covers are:
- Goods in transit insurance
- Employers liability
- Public liability insurance
- Vehicle breakdown insurance
Why choose ISIS Insurance Brokers to buy truck insurance?
ISIS is a long established, independent, award winning insurance brokerage. We specialise in HGV and truck insurance. We have thousands of satisfied customers ranging from owner – drivers through to larger businesses with a fleet of HGV’s. We provide cost-effective truck insurance quotes for business of all sizes.
We take time to understand our clients business, allowing our knowledgeable team to understand the unique risks your business faces. The teams’ 100 years + experience combined with our close working relationship with a number of leading UK insurers means we can tailor a policy that ensures you’re adequately protected. Call us today for a competitive truck insurance quote.
Other motor trade insurance products from Isis Insurance
Isis Insurance are specialist HGV Insurance brokers. Your single vehicle or haulage fleet insurance could not be in better hands.
Goods in Transit
Protect the valuable goods you transport in the UK and Overseas with our bespoke goods in transit insurance policies.
Isis Insurance provide the full suite of business insurance policies, from sole traders, SMEs through to large multi-site businesses.
A breakdown can mean considerable time lost, money spent, and stress levels raised. Talk to us about our breakdown cover.